Steakhouse Financial

Steakhouse Financial is an institutional-grade DeFi vault curator and yield platform that provides risk-curated onchain vaults for stablecoin deposits across Ethereum, Base, Solana, and other chains. The platform serves funds, treasuries, and sophisticated investors with products ranging from prime blue‑chip collateral vaults to high‑yield strategies and white‑label stablecoin savings integrations.

How Steakhouse Financial generates yield

Depositors put stablecoins into vaults that lend them out through onchain lending markets, mainly Morpho. Borrowers who post collateral pay interest on those loans, and that interest flows back to depositors (after fees are taken out).

Vaults sorted by risk

The platform groups vaults into categories so investors can choose their comfort level:

• Prime vaults – Lend only against blue‑chip collateral like ETH, wstETH, tokenized Bitcoin, or traditional-finance assets. A 7‑day timelock (a built-in waiting period) protects the vault, and an Aragon DAO guardian adds extra oversight. Fees on these vaults are not explicitly stated but are likely lower.
• High Yield vaults – Accept a wider range of collateral, including more exotic types. They charge a 10% performance fee (which may sometimes be waived) and have a 3‑day timelock.
• Turbo vaults – Use borrowed funds to amplify returns through strategies like "carry trades" and "looping" (repeatedly lending and borrowing the same asset).

Extra yield sources

Beyond basic lending, Steakhouse can also earn from tokenized credit, real‑world assets (RWAs, meaning traditional assets brought onchain), and fixed‑term lending.

How money moves

All the yield ultimately comes from borrower interest payments. Steakhouse's internal system (called Grove) dynamically routes funds across different lending venues to chase the best returns available at any moment.