Rezerve Money

Rezerve Money (RZR) is a decentralized onchain treasury accumulation protocol, inspired by MicroStrategy and OlympusDAO, that describes itself as "The People's Treasury." It aggressively accumulates network tokens (ETH, BNB, SOL, etc.) through collateralized lending, convertible bond sales, and rebase yield, then uses the staking yield from those assets to buy back and burn RZR, creating a rising floor price. The protocol was 100% fair-launched with no pre-sales, no VC funding, and no insider allocations, and is governed by a timelocked multisig on Ethereum (with deployment also on Sonic).

Rezerve Money brings in yield from four main sources, and everything it earns goes toward buying back and burning RZR tokens. That buyback-and-burn action raises the protocol's minimum price (its "floor price") over time.

The four sources:

• DEX trading fees. The protocol owns RZR-USDC and RZR-ETH liquidity pools on decentralized exchanges. Every time someone trades against those pools, Rezerve collects a tiny fee (2–10 basis points per trade). Those fees pile up as raw USDC and ETH in the treasury.
• Lending yield on idle USDC. When the treasury's USDC isn't being used, it gets lent out on platforms like Aave, Morpho, and Spectra, earning standard money-market interest.
• ETH staking rewards. The ETH the treasury holds is staked through validator networks. This produces real ETH yield for the protocol — not giveaway tokens or inflationary rewards.
• Harberger tax stream. Every person who stakes RZR declares a value for their position and pays a 5% yearly "ownership tax" on it. That tax drips into the treasury block by block, giving the protocol a steady income stream that doesn't depend on bond sales.

On top of all this, every bond purchase also carries a small 1% trading fee.

For people who stake RZR: you can lock your tokens into sRZR, which earns rebase rewards. Every protocol epoch (roughly every 8 hours), the system calculates how much to rebase based on the Harberger tax inflows and bond-sale proceeds. The rebases are auto-compounding — you never need to manually claim or restake.

Stakers also pay that 5% Harberger tax on the value they declare for their position. Those tax payments flow into the protocol-controlled treasury (PCV), which backs the collective rebase pool. The result is a self-balancing system where your own choices affect the rewards.

The "Infinite Money Glitch" lets users deposit stablecoins into convertible bonds. By doing so, they lend the protocol debt capital, which Rezerve uses to buy network tokens (ETH, BNB, SOL, etc.). If those tokens go up in value, bond-holders can convert into RZR at a discount.

A 10% performance fee on bond sales and staking emissions pays the core team — this replaces the usual approach of minting founder tokens.

Finally, if RZR's market price ever falls below 97% of its floor price, the protocol steps in. It uses treasury funds to buy back and burn RZR until the price recovers.

Rezerve Money (RZR) was 100% fair-launched with no pre-sales, no venture capital funding, no private investors, no insider allocations, and no backstage market-makers. According to the project's official documentation, audit fees, infrastructure, and initial liquidity were paid out-of-pocket by the founders, who received zero bonus tokens and had to mint/buy on-chain like everyone else. The project explicitly states it follows a "VC-free" bootstrapped model similar to Hyperliquid, refusing outside funding from venture capitalists. There are no disclosed funding rounds, no known backers, and no investor cap table. The protocol's tokenomics page states: 'no private / public sale and therefore no vesting cliff' and 'founder-funded, community-driven, and structurally immune to the dump dynamics that plague VC-backed launches.'