QuantozPay

QuantozPay is a European regulated digital money infrastructure platform that issues MiCA-compliant stablecoins (EURQ, USDQ, PLNQ, GBPQ) and e-money tokens (EURD) under supervision of the Dutch Central Bank (DNB). Through a modular set of APIs and embedded payment services, it enables fintechs, platforms, and enterprises to move money instantly across fiat rails (SEPA, SWIFT) and blockchain networks (Ethereum, Algorand, Polygon, XRPL) with reserves held 1:1 in Tier 1 banks and government bonds.

QuantozPay does not have any built‑in way to earn yield. Its products — the regulated stablecoins EURQ, USDQ, GBPQ, PLNQ and the e‑money token EURD — are backed 1:1 by cash and government bonds. That reserve is held safely and is never lent out or put into yield‑earning strategies.

You might see the phrase "Yield on Cash" in marketing. This refers to a holder's own choice to take their EURQ or USDQ and use it elsewhere — for example, in an external tokenised money‑market fund or a DeFi lending protocol. QuantozPay itself does not collect, distribute, or create any yield from that activity.

Fees are minimal at the core layer. Issuing (creating) new tokens and redeeming (converting them back to fiat money) is free, according to the published fee schedule. The only possible charge comes from your own bank when money moves onto or off the platform. For extra services — such as business accounts, pay‑ins, pay‑outs, fraud monitoring, and risk modules — QuantozPay bills separately through monthly invoices.

There are no protocol‑based earnings in the official design: no staking rewards, no liquidity‑mining incentives, no lending spreads, and no tokens emitted to users. The platform is purely an infrastructure for moving money across traditional banking (SEPA, SWIFT) and blockchains (Ethereum, Algorand, Polygon, XRPL).

In 2024, Quantoz Payments received investment from a group of investors including Fabric Ventures, Kraken and Tether. The investment round was announced on November 18, 2024, alongside the issuance of EURQ and USDQ stablecoins. Participants included Fabric Ventures (General Partner Anil Hansjee provided a statement), Kraken (VP of Product & GM of Consumer Mark Greenberg provided a statement), and Tether (CEO Paolo Ardoino provided a statement). The specific round name (e.g. Series A, seed) and investment amounts were not disclosed.