GAIB

GAIB positions itself as the world's first economic layer for AI infrastructure — transforming real-world AI assets such as GPUs, data centers, and robotics into tradable, onchain financial instruments. Its first product is AID (AI Dollar), a synthetic dollar fully backed by U.S. Treasuries and stable assets, which can be staked to mint sAID, a yield-bearing vault token that represents proportional ownership in GAIB's curated portfolio of compute and robotics financing deals. The protocol serves both DeFi users seeking AI-linked real yields and institutional capital seeking structured exposure to AI infrastructure credit.

GAIB makes money by arranging loans and investments for real-world AI hardware — things like enterprise-grade GPUs, data center space, cloud computing firms, and robots. Here is how the money flows through the system, step by step.

Step 1 — Mint the stablecoin (AID). Users deposit stablecoins (USDC or USDT) and receive AID at a 1-to-1 rate.

Step 2 — Stake into the yield vault. You can take your AID and stake it into a smart-contract vault. In return, the vault gives you sAID, a token that acts like a receipt and represents your share of everything the vault owns.

Step 3 — The vault invests. Roughly 70% of the vault's assets go into GAIB's own AI-infrastructure financing deals. The other 30% stays in safe, easy-to-cash assets (U.S. Treasuries and stablecoins) so the vault always has money available for withdrawals.

Where the yield comes from. GAIB structures each AI-hardware deal in one of three ways:

• Debt — the borrower pays back a fixed interest rate, like a loan.
• Equity — the vault shares in the actual revenue generated by the GPUs or other hardware.
• Hybrid — a mix of both.

How we know the assets are real. Before any deal is settled onchain, an "Asset Validation Layer" (a verification system that uses EigenLayer/Symbiotic restaking) cryptographically checks that the hardware actually exists and is performing as promised.

How the returns reach sAID holders. Borrowers send their interest or revenue payments back into the sAID vault in the same stablecoins. This grows the vault's total assets, which automatically raises the exchange rate between sAID and AID (think of it as the vault's net asset value, or NAV). This NAV is recalculated once per month, on the 1st.

Fees. GAIB charges a 1.00% upfront tokenization fee on each new deal it originates, and a 20% fee on all rewards earned from AI-infrastructure assets. These fees go to the GAIB Treasury and Protocol Reserve, eventually meant for holders of the $GAIB governance token. There is also a 0.10% sell fee on secondary-market AID trades, meant to discourage quick arbitrage moves.

How to get your money out. sAID holders have two exit paths:

• Queued withdrawal — request a withdrawal, wait through a monthly cycle (30 days of accumulation plus processing), and receive your funds on the 1st of the third month. This exit uses the "Unstaking NAV," which deducts any unrealized losses.
• Instant sale — sell your sAID immediately on a decentralized exchange (DEX) at whatever market price you can get.

To protect the vault during rough periods, the system uses two exchange rates: a higher "Staking NAV" for normal staking and a lower "Unstaking NAV" for premature withdrawals. This makes it financially unattractive to bail out early when the vault's assets have temporarily lost value on paper.

For bigger players. Institutional clients can also use separate investment vehicles and co-investment arrangements outside the public vault, with their own deal terms.

GAIB's official documentation (docs.gaib.ai) lists its institutional investors as: Hack VC, Faction, Spartan, Antalpha (Nasdaq: ANTA), Amber Group (Nasdaq: AMBR), L2IV, CMCC, IDG Blockchain, and more. The GAIB homepage also displays Animoca Brands among its "Trusted by" logos alongside Amber, Spartan, HackVC, Faction, and NorthStar. The project's AI, Cloud & Robotics partners include GMI Cloud, SIAM Cloud, NorthStar, PaleBlueDot.AI (neoclouds), and Primech AI (NASDAQ:PMEC), Openmind, Camp Network, PrismaX (robotics). Blockchain partners include Aethir, io.net, Exabits (DePIN), Morpho (lending), Pendle Finance (yield trading), and Curve (DEX). No specific funding round names (e.g. seed, Series A), dollar amounts, or raise dates were disclosed on any of GAIB's official sources (website, docs, or blog).